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Recent Reviews

Kenny S.
Verified

"Online forms and e-Signing made it simple"

4.0

Tertia H.
Verified

"Simple, easy"

5.0

Sharron S.
Verified

"Phil has always given me great support."

5.0

Shiaosan W.
Verified

"Phil is a pleasure to work with."

5.0

Jacqueline W.
Verified

"As first time homebuyers, Phil was so helpful and patient with us. He was always available to answer questions and was in constant communication throughout the process. We are very grateful to have had him! Thank you, Phil!!!"

5.0

Nick M.
Verified

"Phil was a guy that can just get things done. Early on, we had hit a snag with the loan. Phil was quickly able to call me and present me the various options available for us. Quitting was never an answer. We were able to choose the option that worked best and Phil was able to see it all the way through to close."

4.0

National Rate Averages

Conf. 30Y Fixed

3.319%
-0.008

FHA 30Y Fixed

3.396%
-0.002

Jumbo 30Y Fixed

3.259%
-0.024

Rate averages are calculated from actual locked rates. Learn more.

Conventional Loans Resources

28 Resources

Rental Property Loans

Published 3 months ago

View Resource →

First Time Home Buyers Resources

18 Resources

Rent vs Own Resources

7 Resources

Prosperity Home Mortgage

Company NMLS# 75164

1250 San Carlos Avenue
San Carlos, CA 94070
  • Equal Housing Opportunity Logo

Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender License ML75164. Licensed by the NJ Department of Banking and Insurance. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NE, NC, ND, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)
© 2021 Prosperity Home Mortgage, LLC.

Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender License ML75164. Licensed by the NJ Department of Banking and Insurance. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NE, NC, ND, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

© 2021 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org