Contact

I am a Mortgage Consultant with Prosperity Home Mortgage LLC.

I have experience with many types of loans, such as conforming, jumbo, FHA, and VA. I have worked with all types of clients, ranging from first- time buyers to high net worth individuals.

As a mortgage banker, we are able to offer many different types of loan programs to meet the needs of a wide variety of clients.

For example, we offer programs with low down payment requirements, which can be attractive to first-time buyers.

The current mortgage landscape requires a tremendous amount of documentation and disclosure. My goal is to make the process as painless and as simple as possible. Having 34 years of experience has enabled me to anticipate the issues that may come up during the loan process. I work with my clients upfront to work through these issues so that the surprises during the processing of their mortgage are minimized.

I grew up, live, and work in Burlingame.

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Reviews

4.78 (9 Reviews)

Todd T.
Verified

"Awesome, would strongly recommend."

5.0

Michael V.
Verified

"Been working with Phil for about 25 years. You will not find a better person or loan. He’s fast, reliable, and trustworthy. Simply the best. Thanks Phil."

5.0

John V.
Verified

"Philips overall experience and friendly service made it a great experience!"

5.0

Kenny S.
Verified

"Online forms and e-Signing made it simple"

4.0

Tertia H.
Verified

"Simple, easy"

5.0

Sharron S.
Verified

"Phil has always given me great support."

5.0

Shiaosan W.
Verified

"Phil is a pleasure to work with."

5.0

Jacqueline W.
Verified

"As first time homebuyers, Phil was so helpful and patient with us. He was always available to answer questions and was in constant communication throughout the process. We are very grateful to have had him! Thank you, Phil!!!"

5.0

Nick M.
Verified

"Phil was a guy that can just get things done. Early on, we had hit a snag with the loan. Phil was quickly able to call me and present me the various options available for us. Quitting was never an answer. We were able to choose the option that worked best and Phil was able to see it all the way through to close."

4.0

Presentations

9 Presentations

John and Mary Smith Preapproval

Published 1 month ago

Hi, I wanted to introduce myself, so I can provide you with a full background on my client's qualifications, a contingency plan in case the appraised value is less than the purchase price, and their desire to purchase your listing.

View Presentation

Resources

41 Resources

Listings

3 Listings

Prosperity Home Mortgage

Company NMLS# 75164

1250 San Carlos Avenue
San Carlos, CA 94070
  • Equal Housing Opportunity Logo

Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender License ML75164. Licensed by the NJ Department of Banking and Insurance. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NE, NC, ND, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)
© 2021 Prosperity Home Mortgage, LLC.

Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender License ML75164. Licensed by the NJ Department of Banking and Insurance. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NE, NC, ND, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

© 2021 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org