Branch Manager

NMLS# 386911

Prosperity Home Mortgage Prosperity Home Mortgage

I am a Branch Manager with Cardinal Financial Company, Limited Partnership.

I have experience with many types of loans, such as conforming, jumbo, FHA, and VA. I have worked with all types of clients, ranging from first- time buyers to high net worth individuals.

As a mortgage banker, we are able to offer many different types of loan programs to meet the needs of a wide variety of clients.

For example, we offer programs with low down payment requirements, which can be attractive to first-time buyers.

The current mortgage landscape requires a tremendous amount of documentation and disclosure. My goal is to make the process as painless and as simple as possible. Having 34 years of experience has enabled me to anticipate the issues that may come up during the loan process. I work with my clients upfront to work through these issues so that the surprises during the processing of their mortgage are minimized.

I grew up, live, and work in Burlingame.

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National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.253%

-0.019

Conv. 30-Year Fixed

3.023%

0.004

FHA 30-Year Fixed

3.157%

0.025

Jumbo 30-Year Fixed

3.057%

0.038

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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Prosperity Home Mortgage

Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the Delaware State Bank Commissioner. Massachusetts Mortgage Lender License ML75164. Licensed by the NJ Department of Banking and Insurance. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NE, NC, ND, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

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